Mortgage Loan Default Protection

Protect your home equity portfolio against borrower default for any reason (bankruptcy, divorce, job loss, death, etc.) with our mortgage loan default program.

This solution enables you to expand your underwriting guidelines to increase loan volume for HELOCs, home improvement loans, and second mortgages while insuring your organization against loss due to default by the borrower. In the event of default, you can file a claim and avoid the foreclosure process, while also being able to report zero losses on your balance sheet. With this program, your business can safely broaden your loan-to-value threshold, satisfy more borrowers and significantly grow your bottom line.