1014 results found

Is FICO Enough? How AI Is Redefining Credit Risk Strategy

FICO scores alone can't predict borrower resilience. Discover how AI-powered predictive analytics help credit unions identify hidden risk, anticipate defaults, and build smarter lending strategies.

https://www.alliedsolutions.net/resources/allied-insights/where-credit-is-due/

When Disaster Strikes: Scaling Empathy Through AI in Financial Services

Discover how AI and human insight are transforming disaster recovery for financial institutions, improving resilience, reducing risk, and delivering faster, more empathetic support to members.

https://www.alliedsolutions.net/resources/allied-insights/when-disaster-strikes/

From AI Curiosity to AI Infrastructure: The 3 Stages Financial Institutions Can’t Ignore

Explore the three stages of AI adoption in financial institutions, why human judgment still matters, and how clean, connected data and integration turn AI into scalable infrastructure.

https://www.alliedsolutions.net/resources/allied-insights/From-AI-Curiosity-to-AI-Infrastructure/

AI, Risk, and Recovery in Auto Finance

A candid look at how auto finance leaders are using AI today—what’s working, what isn’t, and how recovery, fraud, and risk strategies are evolving.

https://www.alliedsolutions.net/resources/allied-insights/ai-risk-and-recovery-in-auto-finance/

Data Connectivity: The New Growth Strategy for Credit Unions

Discover how data connectivity, CaaS, and iPaaS are reshaping credit union growth. Learn why connected data architecture, not more tools, is the foundation for AI, open banking, and digital

https://www.alliedsolutions.net/resources/allied-insights/data-connectivity-the-new-growth-strategy/

Breakdowns or Breakthroughs? Rethinking Member Support in Auto Lending

The moments that disrupt mobility are the same moments that define portfolio risk. This article highlights key economic trends, including emergency savings gaps and rising vehicle repair costs, and

https://www.alliedsolutions.net/resources/allied-insights/rethinking-member-support-in-auto-lending/

AFSA | Tax Season Liquidity: Performance Lift or Portfolio Risk Signal?

Tax season can temporarily improve auto loan performance, but refund-driven gains often mask deeper risks. This article explores how seasonal liquidity impacts delinquency, fraud exposure, and

https://www.alliedsolutions.net/resources/allied-insights/tax-season-liquidity/

Capitalizing in a Post-Banking Crisis Era | Allied Solutions

The collapse of Silicon Valley Bank in March 2023 triggered widespread concern in the banking industry and led to a significant decline in customer trust and loyalty. Credit unions now have a prime

https://www.alliedsolutions.net/resources/allied-insights/Turning-Lemons-into-Lemonade/

The Essential Role of Protection Products | Allied Solutions

With the average length of ownership on the rise, vehicle protection products are becoming a much-needed asset for borrowers with both new and older vehicles. 

https://www.alliedsolutions.net/resources/allied-insights/beyond-the-road-the-essential-role-of-protection-products/

2024 Predictions for FI Executives | Allied Solutions

With the average length of ownership on the rise, vehicle protection products are becoming a much-needed asset for borrowers with both new and older vehicles. 

https://www.alliedsolutions.net/resources/allied-insights/survival-of-the-digitally-fittest-and-other-predictions-for-2024/

Support Members in a Credit Card Crisis | Allied Solutions

Discover how to tackle the growing challenge of credit card debt in the face of record-breaking debt levels. Learn about supporting your members through financial education, low-interest

https://www.alliedsolutions.net/resources/allied-insights/4-ways-to-support-members-during-credit-card-crisis/

3 Ways to Be Borrower-Focused & Risk Aware

Each year it gets more expensive to insure a vehicle, leaving both borrowers and lenders with a conundrum.  See how a holistic approach to insurance tracking can keep lenders focused on their

https://www.alliedsolutions.net/resources/allied-insights/3-Ways-to-Be-Borrower-Focused/